:root{--brand: #003265;--brand-2: #094a92;--brand-3: #628eba;--accent: #fb5e01;--accent-hover: #ef681c;--gold: #ffba00;--tint: #e3f2ff;--tint-2: #d7e9f9;--bg: #ffffff;--bg-alt: #f5f8fc;--surface: #ffffff;--text: #12203a;--text-muted: #4d5f7d;--border: #d9e3f0;--radius: 12px;--radius-sm: 8px;--wrap: 1120px;--gap: clamp(16px, 3vw, 28px);--font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--shadow: 0 1px 2px rgba(0, 50, 101, .06), 0 8px 24px rgba(0, 50, 101, .07)}@media(prefers-color-scheme:dark){:root{--bg: #0b1524;--bg-alt: #101d31;--surface: #14243c;--text: #e8eef7;--text-muted: #a3b4cc;--border: #24395a;--tint: #14243c;--tint-2: #1a2d49;--shadow: 0 1px 2px rgba(0, 0, 0, .3), 0 8px 24px rgba(0, 0, 0, .35)}}*,*:before,*:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:400 clamp(15px,.35vw + 14.2px,17px)/1.65 var(--font);text-rendering:optimizeLegibility}img,svg,video{max-width:100%;height:auto;display:block}a{color:var(--brand-2);text-underline-offset:2px}@media(prefers-color-scheme:dark){a{color:#7fb4f5}}h1,h2,h3,h4{line-height:1.22;margin:0 0 .5em;text-wrap:balance;font-weight:700}h1{font-size:clamp(26px,3.4vw,40px);letter-spacing:-.015em}h2{font-size:clamp(21px,2.4vw,29px);letter-spacing:-.01em;margin-top:0}h3{font-size:clamp(17px,1.5vw,20px)}p{margin:0 0 1em}p:last-child{margin-bottom:0}ul,ol{margin:0 0 1em;padding-inline-start:1.25em}li+li{margin-top:.35em}.wrap{width:min(100% - 2 * var(--gap),var(--wrap));margin-inline:auto}.section{padding-block:clamp(28px,5vw,56px)}.section+.section{padding-top:0}.section--alt{background:var(--bg-alt);padding-block:clamp(32px,5vw,60px)}.section>.wrap>h2{margin-bottom:.6em}.lede{font-size:1.06em;color:var(--text-muted);max-width:68ch}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;padding:.82em 1.6em;border-radius:var(--radius-sm);border:0;font:600 1rem/1.1 var(--font);text-decoration:none;cursor:pointer;transition:background-color .15s ease,transform .15s ease}.btn--primary{background:var(--accent);color:#fff}.btn--primary:hover{background:var(--accent-hover)}.btn--ghost{background:transparent;color:var(--brand-2);border:1px solid var(--brand-3)}.btn--ghost:hover{background:var(--tint)}.btn--lg{padding:.95em 2em;font-size:1.05rem}.hero .btn--ghost{color:#fff;border-color:#ffffff8c}.hero .btn--ghost:hover{background:#ffffff24}@media(prefers-reduced-motion:no-preference){.btn:active{transform:translateY(1px)}}.hdr{position:sticky;top:0;z-index:40;background:var(--brand);color:#fff}.hdr__bar{display:flex;align-items:center;gap:12px;min-height:60px}.hdr__logo{display:flex;align-items:center;gap:10px;color:#fff;font-weight:700;text-decoration:none;letter-spacing:-.01em;font-size:.95rem}.hdr__logo img{width:auto;height:22px}.hdr__logo span{padding-inline-start:10px;border-inline-start:1px solid rgba(255,255,255,.28);color:#cfe0f4;white-space:nowrap}@media(max-width:420px){.hdr__logo span{display:none}}.hdr__nav{margin-inline-start:auto;display:flex;align-items:center;gap:4px;flex-wrap:wrap}.hdr__nav a{color:#dbe8f7;text-decoration:none;padding:6px 10px;border-radius:6px;font-size:.92rem;white-space:nowrap}.hdr__nav a:hover,.hdr__nav a[aria-current=page]{background:#ffffff1f;color:#fff}.hdr__lang{display:flex;gap:2px;margin-inline-start:6px}.hdr__lang a{font-weight:600;text-transform:uppercase;font-size:.82rem}.hdr__cta{margin-inline-start:8px}@media(max-width:900px){.hdr__nav{display:none}}.mnav{margin-inline-start:auto}.mnav>summary{list-style:none;cursor:pointer;padding:8px 10px;border-radius:6px;background:#ffffff1f;color:#fff;font-size:.9rem}.mnav>summary::-webkit-details-marker{display:none}.mnav__panel{position:absolute;inset-inline:0;background:var(--brand-2);padding:10px var(--gap) 16px;display:grid;gap:2px}.mnav__panel a{color:#dbe8f7;text-decoration:none;padding:9px 6px;border-radius:6px}@media(min-width:901px){.mnav{display:none}}.hero{background:linear-gradient(160deg,var(--brand) 0%,var(--brand-2) 62%,#0d5aad 100%);color:#fff}.hero__in{display:grid;gap:clamp(20px,4vw,44px);align-items:center;padding-block:clamp(32px,6vw,64px)}@media(min-width:860px){.hero__in{grid-template-columns:1.15fr .85fr}}.hero h1{color:#fff}.hero p{color:#cfe0f4;max-width:56ch}.hero__badges{display:flex;flex-wrap:wrap;gap:8px;margin:18px 0 22px;padding:0;list-style:none}.hero__badges li{background:#ffffff21;border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:5px 13px;font-size:.87rem}.hero__actions{display:flex;flex-wrap:wrap;gap:12px}.hero__note{font-size:.82rem;color:#a9c4e2;margin-top:16px}.hero__media img{border-radius:var(--radius);box-shadow:0 18px 50px #0000004d}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;list-style:none;margin:0;padding:0}.stat{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px;box-shadow:var(--shadow)}.stat__v{font-size:clamp(20px,2.4vw,27px);font-weight:800;color:var(--brand-2);letter-spacing:-.02em}@media(prefers-color-scheme:dark){.stat__v{color:var(--gold)}}.stat__l{font-size:.87rem;color:var(--text-muted)}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(255px,1fr));gap:14px;list-style:none;margin:0;padding:0}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}.card h3{margin-bottom:.35em}.card p{color:var(--text-muted);font-size:.96em}.tablewrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);background:var(--surface)}table{border-collapse:collapse;width:100%;min-width:480px;font-size:.95rem}th,td{text-align:start;padding:11px 14px;border-bottom:1px solid var(--border);vertical-align:top}thead th{background:var(--tint);color:var(--brand);font-weight:700;white-space:nowrap}@media(prefers-color-scheme:dark){thead th{color:var(--tint-2)}}tbody tr:last-child td{border-bottom:0}.steps{counter-reset:s;list-style:none;margin:0;padding:0;display:grid;gap:12px}.steps li{counter-increment:s;position:relative;padding:14px 16px 14px 56px;background:var(--surface);border:1px solid var(--border);border-radius:var(--radius)}.steps li:before{content:counter(s);position:absolute;inset-inline-start:16px;top:14px;width:26px;height:26px;border-radius:50%;background:var(--accent);color:#fff;display:grid;place-items:center;font-weight:700;font-size:.85rem}.steps b{display:block;margin-bottom:.2em}.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0;padding:0}.chips li{background:var(--tint);border:1px solid var(--border);border-radius:999px;padding:6px 14px;font-size:.9rem;color:var(--text)}.faq{display:grid;gap:8px}.faq details{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius)}.faq summary{cursor:pointer;padding:14px 18px;font-weight:600;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:inline-end;color:var(--accent);font-weight:700}.faq details[open] summary:after{content:"−"}.faq .faq__a{padding:0 18px 16px;color:var(--text-muted)}.callout{border-inline-start:4px solid var(--accent);background:var(--tint);border-radius:var(--radius-sm);padding:16px 18px}.callout--warn{border-inline-start-color:var(--gold)}.callout h2.callout__h,.callout h3{margin:0 0 .3em;font-size:1.02rem;letter-spacing:0}.prose{max-width:74ch}.prose h3{margin-top:1.4em}.ctaband{background:linear-gradient(120deg,var(--brand-2),#0d5aad);color:#fff;border-radius:var(--radius);padding:clamp(22px,4vw,34px);display:grid;gap:16px;align-items:center}@media(min-width:720px){.ctaband{grid-template-columns:1fr auto}}.ctaband h2,.ctaband h3{color:#fff;margin:0 0 .25em}.ctaband p{color:#cfe0f4;margin:0}.pagebanner{margin-top:clamp(18px,3vw,28px)}.pagebanner picture{display:block}.pagebanner img{width:100%;height:clamp(150px,24vw,280px);object-fit:cover;object-position:center;border-radius:var(--radius)}.figure{margin:0}.figure img{border-radius:var(--radius);border:1px solid var(--border)}.figure figcaption{font-size:.85rem;color:var(--text-muted);margin-top:8px}.grid-media{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(280px,1fr))}.grid-media--tiles{grid-template-columns:repeat(auto-fit,minmax(150px,1fr))}.grid-media img{border:1px solid var(--border);background:var(--surface)}.credit{margin-top:12px;font-size:.8rem;color:var(--text-muted)}.grid-media figure{margin:0}.grid-media img{border-radius:var(--radius-sm)}.grid-media figcaption{font-size:.82rem;color:var(--text-muted);margin-top:6px;text-align:center}.sticky-cta{position:fixed;inset-inline:0;bottom:0;z-index:50;padding:10px var(--gap) calc(10px + env(safe-area-inset-bottom));background:#003265f5;display:grid}.sticky-cta .btn{width:100%}@media(min-width:861px){.sticky-cta{display:none}}body:has(.sticky-cta){padding-bottom:72px}@media(min-width:861px){body:has(.sticky-cta){padding-bottom:0}}.crumbs{font-size:.85rem;color:var(--text-muted);padding-block:14px 0}.crumbs ol{display:flex;flex-wrap:wrap;gap:6px;list-style:none;margin:0;padding:0}.crumbs li+li:before{content:"/";margin-inline-end:6px;color:var(--brand-3)}.ftr{background:var(--brand);color:#b9cfe8;margin-top:clamp(20px,3vw,36px);padding-block:32px 24px;font-size:.9rem}.ftr a{color:#dbe8f7}.ftr__cols{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}.ftr h3{color:#fff;font-size:.95rem;margin-bottom:.6em}.ftr__brand{margin-bottom:22px}.ftr__brand img{width:auto;height:26px}.ftr ul{list-style:none;margin:0;padding:0}.ftr li+li{margin-top:.3em}.ftr__legal{margin-top:26px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);font-size:.82rem;line-height:1.6}.ftr__age{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:50%;border:2px solid var(--gold);color:var(--gold);font-weight:800;font-size:.8rem;margin-inline-end:10px;float:inline-start}.visually-hidden{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}